The Question That You Need To Answer.

Do you spend more time planning a vacation for your family than you do for your retirement?

 In the last 20 years the world's financial markets have experienced two meltdowns of epic proportions. In addition, people that are planning for retirement and those that are already in retirement are at the mercy of a Progressive Income Tax System. When you also figure in the fact that due to advances in medicine Americans are living longer retirement can be daunting. As the saying goes "The Good News is we are living longer. The Bad News is we are living longer." Most people are not prepared for these events. The fact of the matter is that while most resources for Americans (Banks, Brokerage Houses, Mutual Fund Companies etc.) do an adequate job helping people accumulate savings, they simply are not designed to help their clients distribute those savings when the time comes in a prudent manner.

In The News

Tax Free Retirement

Is it possible? See what the experts say. 

Parlay an IRA into a Family Fortune

​Is your IRA an IOU to the IRS?

Your Retirement

You have spent a lifetime preparing and saving for it. Now you are approaching the magical date or you may even already be there. How do I spend my savings? What about taxes? Can I avoid them? If so, how? How will taxes affect my family? How do I protect my life savings from heavy, immediate, and unnecessary taxation? These are questions that everybody has but the answers are largely unknown by most Financial Advisors and their clients. CelticHammer Advisors has the answers that will allow you to parlay your Retirement Plan into a Family Fortune.